No — coverage only applies to new medical events that occur after your policy starts.
Are pre-existing conditions covered?
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About the Author: mgleeson@parallaxcreative.com.au
WHO IS Smarter Travel Insurance?
Smarter Travel Insurance is brand of STI Surf Travel Insurance LLC, a licensed travel insurance agency with offices in Florida, Hawaii, and New York, providing access to multiple trusted U.S. and international insurers. We hold an exclusive agreement with Generali U.S. Branch for domestic and overseas travel insurance.
Our team supports travelers from over 140 countries, including the United States, on holidays, sporting events, family trips, group travel, and business journeys. We also partner with tourism, travel, and hospitality providers to offer guests a range of comparable travel insurance solutions from leading insurers, tailored for general, leisure, and adventure experiences.
Licensing & Compliance Disclosure:
smarttravelinsure.com, Surftravelinsurance.com, SurfTravelInsurance.com.au, and related brands operate under STI Surf Travel Insurance LLC (Florida Entity Number: L22000502294, Licensed in Florida G160393 and Hawaii 3003289315) and STI Surf Travel Insurance Agency LLC (New York DOS ID: 7473181, Licensed in New York REN-PC-1899939 / REN-LA-1899939).
Travel-insurance products are provided through our licensed insurer partners. All policies are subject to each insurer’s terms, conditions, and exclusions.
Head Office – Florida
Smarter Travel Insurance brand of
STI Surf Travel Insurance LLC. L22000502294
Pages
Help
WHO IS Smarter Travel Insurance?
Smarter Travel Insurance is part of STI Surf Travel Insurance LLC, a licensed travel insurance agency with offices in Florida, Hawaii, and New York, providing access to multiple trusted U.S. and international insurers. We hold an exclusive agreement with Generali U.S. Branch for domestic and overseas travel insurance.
Our team supports travelers from over 140 countries, including the United States, on holidays, sporting events, family trips, group travel, and business journeys. We also partner with tourism, travel, and hospitality providers to offer guests a range of comparable travel insurance solutions from leading insurers, tailored for general, leisure, and adventure experiences.
Licensing & Compliance Disclosure:
smarttravelinsure.com, SurfTravelInsurance.com.au, and related brands operate under STI Surf Travel Insurance LLC (Florida Entity Number: L22000502294, Licensed in Florida G160393 and Hawaii 3003289315) and STI Surf Travel Insurance Agency LLC (New York DOS ID: 7473181, Licensed in New York REN-PC-1899939 / REN-LA-1899939).
Travel-insurance products are provided through our licensed insurer partners. All policies are subject to each insurer’s terms, conditions, and exclusions.
Head Office – Florida
Smarter Travel Insurance brand of STI Surf Travel Insurance LLC. L22000502294
Pages
Help
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