Smarter Travel Insurance: Specialized Coverage for Adventurous Travelers

Quote. Compare Plans. Travel smart.

From adventure holidays to business travel and everything in between — find flexible protection backed by top-rated insurers. Compare trusted travel insurance plans and providers. Get instant quotes, global protection, and travel with Smarter travel Insurance.

Find the Right Travel Insurance for You

Travel Insurance Comparison Plans from Leading Global Insurers

We work with trusted insurance partners like Generali U.S. Branch to offer flexible coverage options tailored to your needs. Whether you’re heading off on a surf trip, adventure holiday, or long-term travel, there’s a plan that fits your lifestyle.

Insurance for every kind of journey

Single Trip Travel
Annual Multi-Trip
Business Travel
Cruise & Maritime Insurance
Expat & Living Overseas
Adventure Sports
Extreme Sports & Pros
Winter Sports Cover

Why Choose Our Travel Insurance Plans

Tailored Coverage Options

Travel Insurance Comparison from multiple insurers based on travel type and destination.

Global Eligibility

Coverage available for U.S., Australian, and international residents.

Partner-Friendly

Commission tracking for agents, affiliates, and resellers.

Trusted Worldwide

Preferred by tour operators, resorts, agents, and travelers globally.

PLAN Your Trip
Flights, Hotels, Cars & Insurance in One Place

Surf Travel Insurance has partnered with Skyscanner to help you book flights, car hire, and hotel stays — then protect your trip with tailored insurance.
Use the tools below to compare travel deals and explore our insurance options for total peace of mind.

FLIGHTS
CAR HIRE
HOTELS

Insurance Solutions Built for business

Partner with us to offer travel insurance seemlessly. Explore solutions specifically designed for your industry.

Hotels & Resorts

Travel Agencies

Tour Operators

Cruise
Companies

Vacation
Rentals

Insurance Brokers & Accountants

What Coverage Do I need?

It depends on where you’re going, what you’re doing, and what peace of mind looks like for your trip. Whether you’re heading off for a professional competition, working remotely overseas, or planning a family holiday — we’ll help you understand the most important features to consider.

Upgrade your plan to get reimbursed — even if you cancel for personal or unexpected reasons not normally covered.

Some plans cover stable pre-existing conditions or offer a waiver if you buy early. Ask us which plans fit your needs.

All of our plans include medical benefits for accidents and illness abroad — essential if your regular health insurance doesn’t apply overseas.

Covers transport to the nearest hospital or back home in a medical emergency. Crucial for remote or high-risk travel.

Competing internationally? Most insurers exclude pro-level sports — we offer coverage that protects athletes on tour or in competition.

Covers delays, cancellations, lost luggage, or stolen gear. Especially important for surfboards, winter gear, or electronics.

Cover your equipment While travelling.

Travel & Insurance News.

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  • Travel Insurance vs Medical Insurance: What’s the Difference?

    When planning a trip, one of the most important things to consider is insurance. Two of the most common types of insurance are travel insurance and medical insurance. But what's the difference between the two, and which one is more suitable for domestic travel?

  • Benefits of Purchasing Travel Insurance When Buying Accommodation Direct with Hotels and Resorts

    When planning a trip, many travelers choose to book their accommodation directly with hotels and resorts. While this can often lead to a more personalized experience, it can also leave travelers vulnerable to unexpected issues that can disrupt their trip. That's where travel insurance comes in.