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Professional & Elite Sports2025-12-01T00:44:04+00:00

Protection for High-Performance Athletes, Coaches & Sponsored Teams

Whether you’re competing internationally, joining an elite training camp, or traveling for professional tournaments, Smarter Travel Insurance delivers the coverage top athletes and sports organizations need. Our policies safeguard health, equipment, and earnings for professional or sponsored travelers competing at the highest levels.

Built for global athletes and teams, this coverage combines world-class medical protection, competition-specific benefits, and flexible trip management to keep you performing at your best anywhere in the world.

Why You Need Professional & Elite Travel Insurance

Professional and elite-level travel involves unique risks — from international circuits and televised events to intensive training camps and sponsorship obligations. Standard policies may exclude professional activity or income-related risks. Professional & Elite Travel Insurance provides specialized protection designed for high-performance athletes and coaching staff, covering travel, health, and competition exposure.

Professional and elite-level travel insurance can provide:

  • Refund protection for tours, training camps, and circuit travel

  • Emergency medical and evacuation coverage for injuries or illness

  • Equipment and personal effects coverage

  • Trip cancellation or interruption coverage

  • Coverage for professional or competition-level activities

  • Loss-of-income protection during medical recovery (optional)

  • Optional upgrades for annual multi-trip or team policies

  • 24/7 worldwide emergency medical coordination

Key Benefits of Professional & Elite Coverage

Coverage features vary by provider, but most plans offer the following:

Comprehensive Medical Protection

Includes evacuation, remote extraction, covers competition, training, and travel-related injuries.

Trip Cancellation & Interruption

Reimburses prepaid event and transport costs for canceled or postponed competitions.

Evacuation & Repatriation

Full evacuation support for serious incidents, anywhere worldwide.

Equipment & Baggage Protection

Insures uniforms, gear, and specialized equipment.

Loss of Earnings Option

Compensation for time away from events or endorsements due to injury (where available).

Weather & Travel Disruption

Covers flight cancellations and rescheduled events.

Group & Team Policies

Flexible coverage for full teams, families, or staff.

CFAR (Cancel for Any Reason):

Optional flexibility for last-minute changes.

Who Is This Coverage For?

If you enjoy active travel or want the freedom to join activities while traveling. Perfect for professionals, sponsored athletes, and organizations managing high-level sports travel, including:

Professional and national-level teams competing overseas
Individual athletes on global tours or circuits
Coaches, physiotherapists, and technical staff traveling with teams
Brand-sponsored athletes attending events or marketing appearances
Sports academies hosting elite training programs
Sports agents managing athlete travel schedules

Who Can Apply?

Residents of over 140 countries including the U.S., Canada, Australia, New Zealand, UK, and EU can apply.
Plans typically include:

  • Medical and evacuation coverage

  • Trip cancellation and delay protection

  • Equipment and baggage benefits

  • Family or group flexibility

  • Multi-country coverage options

These plans are designed for global lifestyles — whether you’re based in one country or traveling between several.

Most policies include:

  • Medical, evacuation, and repatriation benefits while Overseas

  • Protection for loss, stolen or damaged luggage

  • Benefits like dental, vision, maternity, or mental health

  • Coverage across multiple countries on one policy

  • Support for declared pre-existing conditions (on eligible plans)

Note: These policies are not a substitute for government-mandated national health insurance. Always check your destination country’s visa and residency rules.

Tips for Choosing the Right Plan

Length of Stay

Some plans are renewable annually, while others offer coverage up to 365 days per trip.

Medical Needs

Choose between emergency-only coverage or comprehensive healthcare with checkups and extras.

Country Mobility

If you plan to move during your stay, prioritize plans with global portability.

Budget

Both basic and premium options are available — compare limits, deductibles, and upgrade features.

Ready to Find the Right Plan?

Compare Plans Now

Main Plan Comparison

You’ll instantly see plans that match your profile — filtered by eligibility, insurer, and activity type. Compare benefits at a glance, then proceed securely to complete your purchase directly with the insurer.

Have questions or a complex itinerary? Contact our team at info@smarttravelinsure.com — we’re happy to help you find the best coverage for your journey.

Does this cover professional or sponsored athletes?2025-10-31T03:05:32+00:00

Yes — this plan is designed for professional, sponsored, or elite-level athletes.

Are international circuits or tours covered?2025-10-31T03:05:04+00:00

Yes — global tours, training camps, and competition circuits are included.

Does it include coaching and support staff?2025-10-31T03:04:38+00:00

Yes — coaches, managers, and physiotherapists can be included under the same policy.

Is income loss covered if injured?2025-10-31T03:04:07+00:00

Optional benefits can include partial income protection during recovery (where allowed).

Are injuries during competition included?2025-10-31T03:03:14+00:00

Yes — full medical and evacuation coverage applies during official events and training.

Are travel delays covered?2025-10-31T03:02:47+00:00

Yes — trip delay and interruption coverage apply to all event-related travel.

Are sponsors or teams reimbursed for cancellations?2025-10-31T03:02:23+00:00

Yes — trip cancellation benefits apply to prepaid bookings and non-refundable costs.

Is CFAR available for professional tours?2025-10-31T03:01:47+00:00

Yes — CFAR upgrades offer flexibility for contract or event changes.

WHO IS Smarter Travel Insurance?

Smarter Travel Insurance is brand of STI Surf Travel Insurance LLC, a licensed travel insurance agency with offices in Florida, Hawaii, and New York, providing access to multiple trusted U.S. and international insurers. We hold an exclusive agreement with Generali U.S. Branch for domestic and overseas travel insurance.

Our team supports travelers from over 140 countries, including the United States, on holidays, sporting events, family trips, group travel, and business journeys. We also partner with tourism, travel, and hospitality providers to offer guests a range of comparable travel insurance solutions from leading insurers, tailored for general, leisure, and adventure experiences.

Licensing & Compliance Disclosure:
smarttravelinsure.com, Surftravelinsurance.com, SurfTravelInsurance.com.au, and related brands operate under STI Surf Travel Insurance LLC (Florida Entity Number: L22000502294, Licensed in Florida G160393 and Hawaii 3003289315) and STI Surf Travel Insurance Agency LLC (New York DOS ID: 7473181, Licensed in New York REN-PC-1899939 / REN-LA-1899939).

Travel-insurance products are provided through our licensed insurer partners. All policies are subject to each insurer’s terms, conditions, and exclusions.

Head Office – Florida

Smarter Travel Insurance brand of

STI Surf Travel Insurance LLC. L22000502294

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WHO IS Smarter Travel Insurance?

Smarter Travel Insurance is part of STI Surf Travel Insurance LLC, a licensed travel insurance agency with offices in Florida, Hawaii, and New York, providing access to multiple trusted U.S. and international insurers. We hold an exclusive agreement with Generali U.S. Branch for domestic and overseas travel insurance.

Our team supports travelers from over 140 countries, including the United States, on holidays, sporting events, family trips, group travel, and business journeys. We also partner with tourism, travel, and hospitality providers to offer guests a range of comparable travel insurance solutions from leading insurers, tailored for general, leisure, and adventure experiences.

Licensing & Compliance Disclosure:
smarttravelinsure.com, SurfTravelInsurance.com.au, and related brands operate under STI Surf Travel Insurance LLC (Florida Entity Number: L22000502294, Licensed in Florida G160393 and Hawaii 3003289315) and STI Surf Travel Insurance Agency LLC (New York DOS ID: 7473181, Licensed in New York REN-PC-1899939 / REN-LA-1899939).

Travel-insurance products are provided through our licensed insurer partners. All policies are subject to each insurer’s terms, conditions, and exclusions.

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Head Office – Florida

Smarter Travel Insurance brand of STI Surf Travel Insurance LLC. L22000502294

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Choose Your Travel Plan

When you go away there are certain things that should be covered, so get your quote now and compare coverage on travel plans.

Trusted by over 6 million travelers every year. Travel insurance plans from Generali Global Assistance are only for U.S. residents.  

Insurance Coverages
  • Trip Cancellation
  • Trip Interruption
  • Travel Delay
  • Baggage
  • Sporting Equipment (Premium & Preferred)
  • Baggage Delay
  • Sporting Equipment Delay (Premium & Preferred)
  • Medical & Dental
  • Emergency Assistance & Transportation
Travel Services
(Provided by Generali’s designated provider)
  • 24-Hour Travel Support Services
  • Telemedicine
  • No Out-of-Pocket Medical Expenses
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Features
  • Pre-Existing Medical Conditions Coverage (Premium)
  • Cover for Financial Insolvency (Premium & Preferred)
Optional Coverage
  • Rental Car Damage (Premium Plan Only)
  • Trip Cancellation for any Reason (Premium Plan Only. Not available to residents of New York)

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