Protection for Sailors, Charter Guests & Ocean Voyagers
Whether you’re chartering a yacht in the Mediterranean, island-hopping across the Caribbean, or joining a liveaboard adventure in the Pacific, Smarter Travel Insurance helps protect your entire voyage. We cover everything from weather-related cancellations to emergency medical evacuation, ensuring your sailing experience remains smooth — even when seas aren’t.
Our policies are designed for leisure sailors, private charters, and group expeditions, combining trip, health, and equipment protection in one plan. Perfect for travelers who love freedom on the water with the reassurance of global assistance.
Why You Need Sailing & Boat Charter Travel Insurance
Charter travel involves deposits, coordination, and variable weather — and even small disruptions can be costly. Storms, cancellations, or mechanical issues may affect your plans or itinerary. Sailing & Boat Charter Travel Insurance provides coverage for non-refundable bookings, emergency medical events, and equipment losses whether you’re on a skippered yacht or a private vessel.
This coverage can include:
Whether you’re based in one country or moving between several, these policies are designed to support your lifestyle with international flexibility.
Key Benefits of Sailing & Boat Charter Coverage
Coverage features vary by provider, but most plans offer the following:
Who Is This Coverage For?
If you enjoy active travel or want the freedom to join activities while travel.
Ideal for anyone traveling by sea or booking time on the water, including:
