Travel Insurance Solutions for Cruises & Expedition Cruises
Protect Your Guests & Safeguard Your Revenue Without Licensing Hassles
Cruise and expedition travelers invest heavily in their trips, but unexpected events such as trip cancellations, medical emergencies, missed departures, and weather disruptions can cause significant losses. Instead of handling refund requests and disruptions, offer travel insurance as an easy add-on to provide peace of mind and protect your revenue.
Why Cruises & Expedition Operators Should Offer Travel Insurance
How Cruises Can Offer Travel Insurance
We provide flexible solutions tailored for ocean, river, and expedition cruises:
Where to Offer Travel Insurance
Why Partner with Us?
Fill out our Partner Registration Form. After approval, you’ll gain your referral assets, brand toolkit, onboarding support and partner dashboard access. Many partners go live within days, enabling insurance offers to be embedded in booking flows quickly.
Unlike generic single-carrier “cruise cover” packages, our platform offers comparative access to multiple insurers and enhanced coverage such as CFAR, sports/expedition cover, high-value cancellation protection and global guest reach — allowing you to market more robust and differentiated protection.
Once you sign up as a partner, you receive a unique tracking/referral link or widget. Each guest who completes a purchase via your link is attributed to you. We provide performance reporting and pay commissions according to agreed terms, helping you earn incremental income aligned with your bookings.
No rigid minimums. Whether you operate small expedition cruises or large passenger vessels, you can launch with us, scale as you live the results, and tailor your offering by route, region and guest demographic.
If a guest falls ill or is injured while on the vessel, our travel insurance includes medical evacuation or repatriation where required (depending on plan). We handle the insurer liaison and your team focuses on guest support. This type of crisis cover is especially critical for remote or expedition-style voyages.
We offer flexible options: you may start with a simple referral link in your booking confirmation, or deploy a branded quote widget, or even a white-label microsite embedded on your site. Integration can be live within days, with full onboarding support and minimal load on your IT team.
Our platform partners with global underwriters offering plans that include: trip cancellation (including missed port/boarding issues), medical and evacuation cover (ship to shore), equipment and excursion protection, “Cancel For Any Reason” (CFAR) options for wide-geography travellers, and specialist sport/adventure extensions for expedition-style journeys.
No. Smarter Travel Insurance holds necessary licensing and handles all regulatory compliance and insurer coordination. Your role remains in guest-services integration while we manage the backend and claims liaison.
Including our travel insurance offering during booking or pre-travel communications allows you to:
- Elevate your guest experience with protection for cancellations, on-board medical events, missed ports, expedition excursions and more.
- Convert disruptions (e.g., weather delays, port changes, medical evacuations) into a value-added service rather than a cost.
- Strengthen your reputation by marketing “fully protected voyage” offers which reduce guest anxiety and boost bookings.
We work with cruise lines, expedition operators, yacht-charter companies, river-cruise planners and port-based excursion providers who seek to offer their guests or passengers enhanced travel insurance. Whether you operate domestic coasts or multi-port international voyages, our solution adapts to your niche.

